Planned Giving
“I am so thankful for all the help from Northwest Pilot Project. It has helped me be more grateful in general for all the blessings that come my way.”

Planned Giving

There are many options for making a planned gift to NWPP, from including NWPP in your will to contributing assets from your IRA. We would be glad to discuss any planned giving option with you – in confidence and without obligation.

Include Northwest Pilot Project in Your Will

Making an estate gift to NWPP is a meaningful way to carry forward your compassion and concern for low income seniors. Additionally, this type of giving may help you achieve specific financial goals, such as reducing or eliminating certain tax liability.


Perhaps the most straightforward planned giving option is to make a bequest in your will. Regardless of your age or financial status, a will is essential to ensure that your assets are distributed according to your wishes instead of the arbitrary laws of the state in which you live.

Bequests made through your will may take various forms:

  • Specific Bequest: Directs a specific dollar gift or property to pass to Northwest Pilot Project.
  • Percentage Bequest: Designates a percentage of the total value of the estate as a gift to NWPP.
  • Residual Bequest: Directs that NWPP receive the remainder of the estate, or a portion of the remainder, after all expenses and other bequests have been made.
  • Any bequest to NWPP automatically makes the donor eligible for the Friends Forever program, which assures the care for your surviving pets.
  • A bequest to NWPP is not subject to Federal or estate taxes, and there’s no limit on the amount of the deduction. Most importantly, your bequest to NWPP will help ensure the organization’s ability to provide housing assistance now and in the future for vulnerable seniors.

Supporting NWPP as a named beneficiary

  • If you have a life insurance policy that is no longer needed to provide for dependents, consider making NWPP the beneficiary. This may enable you to make a significant gift to NWPP without using any of your estate’s capital. A further option is to make NWPP both the beneficiary and owner of a paid-up policy. Doing so will earn you an immediate tax deduction equal to the policy’s cash value. Contact the policy’s issuing agent for instructions.
  • Some assets, such as IRAs, Keogh Plans, and other qualified retirement plans, do not pass directly through your will and require you to name a beneficiary. Consider making NWPP a full or partial beneficiary. Such plans can be excellent choices for charitable gifting because they are taxed more heavily than other assets—sometimes greater than 60 percent. However, by making NWPP the beneficiary, the full value of the account will pass to NWPP to be used for housing assistance services.
  • A relatively easy planned giving option is to buy a Certificate of Deposit (CD) at your local bank and name NWPP as the beneficiary, payable-on-death. The CD can remain on deposit earning interest until the holder’s death, then NWPP would receive its value. Make sure the CD you buy automatically rolls-over and maintains the beneficiary designation.

Rollover your IRA

The IRA charitable rollover is a great way to make a tax-free gift to NWPP using your qualified retirement plan. The Protecting Americans from Tax Hikes (PATH) Act has made the IRA charitable rollover permanent, allowing people who have reached age 70.5 to donate to charitable organizations directly from their Individual Retirement Account (IRA), without treating the distribution as taxable income. The potential tax savings of a direct distribution can be best determined by consulting your financial adviser.

Benefits of an IRA charitable rollover gift

  • Gifts may satisfy or count toward the required minimum distribution (RMD) for the year.
  • Take advantage of federal, and in many cases, state income tax savings.
  • Your gift to NWPP will help people meet the urgent needs of today and build stronger tomorrows.

To qualify:

  • You must be at least age 70 ½ at the time of the gift your distribution to NWPP.
  • Distributions should be made from your IRA administrator directly to NWPP in order to maximize potential tax savings.
  • Distributions must be made from a traditional IRA or Roth IRA (Some plans such as 401k, 403b, SEPs are not eligible. Please contact your plan administrator for more details and options).
  • The charitable distribution must be complete by December 31 in the year it is claimed.
  • Total charitable distributions cannot exceed $100,000, per taxpayer per year.
  • Donor may not receive any goods or services in exchange for the donation.

To make a gift:

  • Contact your IRA administrator to request a charitable distribution transfer to Northwest Pilot Project.
  • Instruct your IRA administrator to include your name on the check and a note that this is an IRA qualified charitable distribution for the current tax year.
  • IRA administrators may send gifts to: Northwest Pilot Project, 1430 SW Broadway, Ste 200, Portland, OR 97201

If you would like to discuss these or other donation opportunities such as real estate, please contact:

Laura Golino de Lovato, Executive Director
[email protected]

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